Flood Insurance

Rock 10 Insurance Services knows that California levees and waterways lead to some of the highest flood disaster areas in the last few decades. California’s beautiful network of waterways also means the higher potential to have problems with flood disaster. Protecting your home and assets from the damage of a flood is one way that Rock 10 Insurance Services could help find you the best protection. Some areas of California even mandate flood insurance coverage.

California homeowners are at risk from just a few inches of water damage to full disaster zone flooding, depending on the area in which you reside. Water damage can be very costly to treat and restore, and mold repairs are usually obscenely expensive. A common misconception is that your homeowner’s policy will cover flood protection, but usually they do not.

Different communities have different arrangements for flood coverage. Some communities must participates in the National Flood Insurance Program, or NFIP, which is run and managed by the Federal Emergency Management Agency, or FEMA. These communities are usually designated high-risk for flooding, and require a certain amount of water to be declared a flood zone. Some low and medium risk zones could qualify for additional flood insurance coverage.

Rock 10 Insurance Services can shop the best in the business to find you flood insurance that protects you from the risks associated with flood water. But we can only help before the flood happens, as it usually takes longer than 30 days for flood protection to take effect. We can offer you a quote in just minutes over the phone at 866-376-2510, and help to get your flood protection started immediately.